Considering your financial well-being before retiring or leaving your full-time employment is imperative before making such a decision. The transition to your next phase of life, whether full or semi-retirement, adventure-seeking, or family driven, requires thoughtful planning to avoid needless…
Medicaid is an important federal-state partnership program offering health care and long-term care to seniors and people with disabilities. Qualifications for Medicaid vary by state, with overarching federal guidelines. The Kaiser Family Foundation (KFF), a nonprofit organization focusing on national…
FLTCIP may be of interest to federal employees, postal workers, and active or retired members of the armed forces. First, the basics of long-term care: it isn’t professional medical care, it isn’t seeking recovery or a cure. It includes home…
The number of Americans providing care for a family member who is older has reached a record 53 million. About 17 percent of the US population is a family caregiver, and most are losing sleep, worrying, losing income, and struggling…
A parent who is aging may lose the ability to make informed and meaningful decisions about his or her future. This growing inability may occur due to Alzheimer’s disease, other forms of dementia, mental illness, stroke, brain injury, or other…
Smartphones, computers, and other technology are frequently used by Gen Xers, Millennials, and Gen Zs. So, technology is often not the first thing in mind as a gift for older parents and grandparents. Yet, technology is helping millions of seniors overcome…
Living wills are not used to distribute assets after death like last wills and testaments. Instead, it is a mechanism to communicate to your family and doctors how you want medical care conducted when you aren't able. Your living will…
Most often, guardianship is associated with an adult caring for a minor child. However, you can employ the process to obtain legal rights over elderly or aging adults, usually, parents, who are losing their physical and mental health capacities. While the…
If your disability worsens, you won't see an increase in your SSDI or SSI benefits. In the case of Social Security Disability Insurance (SSDI), benefits assessment is not related to your disability level but based on your earnings history. You have…
In addition to working full-time, Sandy was caring for her 85-year-old mother on her own. Sandy would help her mom in the evenings and on weekends. Unfortunately, Sandy was in a serious car accident and would be out of work…