In many cases, disabilities and special needs are used interchangeably, but their meanings are different. Disability is a legal term referring to a physical or mental impairment substantially limiting one or more major life activities. Special needs is a more…
Creating a special needs trust (SNT) is an excellent method for planning for your loved one's future. A special needs trust can provide fiduciary management and oversight for a loved one unable to manage property or funds due to physical…
The Achieving a Better Life Experience (ABLE) Act was passed by Congress in 2014. This created tax-advantaged accounts for people with disabilities. Funds can grow tax-free if used for qualifying expenses. Before the ABLE Act, if a person with disabilities…
Statistics show that there is approximately one special education teacher per 17.1 students with learning disabilities in the US. Yet, in the past decade, the percentage of available and competent teachers fell by 17 percent. Many federal and state government…
Enabling the Disabled Families can carefully manage their money to meet disability rules while still providing perks to the disabled individual. And, though the rules can be strict, disabled people are still permitted autonomy to own some money for their…
You should consider these tips before beginning the process of finding a home that meets a loved one's physical or developmental needs. The US Department of Housing and Urban Development (HUD) website lists state, local government, and other organizations that…
When you are Estate planning with a child with special needs, it requires specialized planning. Looking to the future as to how your child will be able to function in the world as they age is particularly tricky to assess.…
There are often day-to-day challenges that exist alongside the love and care a family member with special needs require. What some families don’t know is that there is a greater urgency to craft a solid financial and estate plan when…
An Alzheimer’s diagnosis can be a very emotionally taxing time for the loved one and their family members. It is common that your loved one may experience a progression similar to the stages of grief. During this time, it is…
Traveling with disabilities or accessible traveling can seem, for some, like an overwhelming task with so many extra considerations. However, it doesn’t have to be if the right research, planning, and preparations are done ahead of time. There are even…