As one of the smallest population sets in the US, nursing homes account for the largest share of COVID-19 deaths. Statistics vary, but most accept that elder Americans in nursing homes account for at least 40 percent of all US…
Having a will, which is a legally binding directive stating who will receive your assets upon your death, is an essential part of a comprehensive estate plan. If you die without one (intestate), the state will distribute your assets and…
There may be a need to reconsider your plans for passing generational wealth to your heirs since the federal estate tax exemption allowance appears to be in danger of being reduced. Senate Democrats are proposing to lower the current estate…
Coronavirus pandemic forces individuals to take stock of their values and priorities, as well as their overall health. The little COVID-19 clinical information relating to treatment options and likely outcomes based on personal health history should lead all of us…
Many Americans are getting their Medicare benefits cut as home health providers, including occupational, speech, and physical therapists, social services, as well as skilled nurses are saying: "Your husband (or whomever) is not going to get better, so we will…
Inheritance distributions in blended families can be inequitable resulting in hurt feelings and possibly lengthy court battles. While you cannot legislate from the grave, you can carefully prepare your estate plan, distinctly accounting for biological and stepchildren to minimize the…
You may have seen a friend or loved one suffer for a long time with Alzheimer’s. In the final stages of this and other dementia diseases, there comes a time when the person can no longer speak, recognize loved ones,…
In light of the coronavirus pandemic, we have been forced to think about our mortality and evaluate how our loved ones would be taken care of should we die unexpectedly. Life insurance can be an affordable way to provide for…
As your parent ages, there may come a time when you must take on guardianship for your parent, accepting legal responsibility for their care and wellbeing. The duties include a parent's daily care, medical care, and possibly financial decisions made…
At age 65, seniors are eligible to receive health-care benefits through Medicare if they have paid into Social Security. Individuals under age 65 who qualify to receive Social Security Disability benefits are also covered under Medicare, as well as anyone…