Healthcare professionals will be familiar with the acronym LASA, which stands for "look-alike-sound-alike" and refers to medications. When it comes to federal programs, Medicaid and Medicare, in written form, look alike and they do sound alike but work very differently.…
FLTCIP may be of interest to federal employees, postal workers, and active or retired members of the armed forces. First, the basics of long-term care: it isn’t professional medical care, it isn’t seeking recovery or a cure. It includes home…
The Medicaid savings protection law was enacted 30 years ago by Congress. These protections prevent husbands and wives from bankrupting themselves trying to fund care for their loved ones. They originally required states to allow spouses of nursing home residents…
You may need to rethink your perception that Medicaid planning only entails meeting strict income and asset limits. You will also need to demonstrate you need the level of care typically provided in a nursing home setting. These health eligibility…
AARP reports that the population of people over 85 years old, who are most likely to require long-term care, will more than triple between 2015 and 2050. Elected leaders must rethink institutional care and its affordability and make improvements while…
As one of the smallest population sets in the US, nursing homes account for the largest share of COVID-19 deaths. Statistics vary, but most accept that elder Americans in nursing homes account for at least 40 percent of all US…
Nursing homes are required by law to employ qualified licensed nursing staff and maintain certain government standards of care. According to McKnight’s.com, fully three-quarters of nursing homes seldom meet the federally registered nurse (RN) staffing level guidelines. In particular, on…
Selecting a nursing home for a loved one requires careful research and consideration. It is important for families to take the time to explore nursing home options and to carefully assess the nursing home facilities in order to choose the…
According to Forbes.com, about half of all long-term care insurance claims are from policyholders living with dementia. The federally run program Medicaid is the primary financing mechanism of LTC where most of the monies are spent on institutional care settings…
Long-term care is comprised of a variety of services that meet medical and non-medical requirements for people who cannot care for themselves for long periods of time. It is a highly individualized care system that can be formally or informally…