What is a Sandwhich Generation?
How to Take Care of Yourself as You Take Care of Others Are you trying to juggle raising your kids, working, trying to take care of yourself, and now caring for an aging parent? That makes you part of the…
Long Term Care Medicare Coverage
Most people know that by paying into Social Security throughout their careers, they can receive health care benefits through Medicare starting at age 65. Individuals under age 65 who qualify to receive Social Security Disability benefits are also covered under…
Alzheimer’s Has Many Hidden Costs
Policymakers consider both direct and indirect costs when they consider the costs of dementias like Alzheimer’s disease. Direct costs, in this instance, are the medical and social/non-medical care costs related to dementia; on average, expenses included $273 per month spent…
Financial Information and ABLE Accounts for Special Needs Planning
In the past, disabled people could only get government benefits like Supplemental Security Income (SSI) or Medicaid if they had very little money, or if their access to property was tightly confined by restrictive trusts. Federal legislation now permits disabled…
Identity Theft with Senior Adults
Identity theft can happen to anyone but senior adults can be more susceptible. Identity theft is a crime that is on the rise. It involves a criminal stealing personal identifying information to create a new identity or to steal money…
Big Tech’s Attack on Health Care and Your Privacy
The likes of Amazon, Apple, and Google are plotting to take over healthcare in the US, and to a lesser extent, so are Microsoft and Facebook, which are also doubling down on entry into the healthcare market. Some of the…
Having an Open Conversation with your Children about their Inheritance
Many parents find talking to their children about their finances uncomfortable. Talking about how much money or property you have is usually viewed as taboo. Asking someone else about what they have is often considered impolite. But failing to talk…
Helpful Information to help Seniors Become more tech Savy
The world we currently live in today is a world of the Internet of Things (IoT). Embedded electronics with internet connectivity simplify tasks and are a pervasive part of our daily lives. Typically, the younger generations are very adept at…
Estate Planning for Families with Special Needs Children
When you are Estate planning with a child with special needs, it requires specialized planning. Looking to the future as to how your child will be able to function in the world as they age is particularly tricky to assess.…
What Millennials don’t understand about Social Security
When the social insurance program was established on August 14, 1935 by the US federal government, its purpose was to provide retirement, disability, and survivors’ benefits. Since that time, in part due to the disappearance of extended family networks, an…