With the Internet of Things (IoT), knowing which digital property you own and managing it has never been more important. From smart home devices to online investments and bank accounts, we’ve gone way beyond using the internet to email family…
Medicaid is an important federal-state partnership program offering health care and long-term care to seniors and people with disabilities. Qualifications for Medicaid vary by state, with overarching federal guidelines. The Kaiser Family Foundation (KFF), a nonprofit organization focusing on national…
FLTCIP may be of interest to federal employees, postal workers, and active or retired members of the armed forces. First, the basics of long-term care: it isn’t professional medical care, it isn’t seeking recovery or a cure. It includes home…
The number of Americans providing care for a family member who is older has reached a record 53 million. About 17 percent of the US population is a family caregiver, and most are losing sleep, worrying, losing income, and struggling…
A resort agent suggested that Mom and Dad leave their timeshare to their children when they bought a timeshare in a resort, so that when the parents passed, the children would be able to continue to enjoy the property. It…
Currently, Alzheimer's disease has no cure for the more than 5 million Americans who suffer from it. Projections by the Alzheimer's Association (alz.org) are that by 2050 more than 14 million Americans will suffer from this disease. What can you…
Every time people are vulnerable or in need, criminals come out of the woodwork, and nobody needs reminding how many of us today are in exactly that situation. The opportunities to exploit fear and need are especially rich and varied…
There are a number of benefits to using both a will and a trust for estate planning. Each state has specific laws and regulations governing these legal documents. You can have both a will and a trust; however, the information…
The idea of leaving your property to your heirs might seem straightforward. You make a will or a trust, you do a transfer-on-death deed for your real estate, you put your kids on your bank account, you designate beneficiaries for…
A parent who is aging may lose the ability to make informed and meaningful decisions about his or her future. This growing inability may occur due to Alzheimer’s disease, other forms of dementia, mental illness, stroke, brain injury, or other…